Terms of Use

1. Purpose

These Terms of Use (the "Terms") set out the conditions for accessing and using the website, content and tools provided by Worthamence (the "Service"). By accessing the Service, you confirm that you have read, understood and agree to be bound by these Terms in full.

2. Acceptance of these Terms

By using the Service, you fully accept these Terms. If you do not agree to be bound by these Terms, please do not access or use the Service. Worthamence may update these Terms at any time, with any changes taking effect once they are published on this page.

3. Service description

Worthamence provides content, analysis and decision-support tools for general information only. They do not constitute personal advice, an investment recommendation or any guarantee of outcomes. Users are solely responsible for any decisions they make based on the information they access.

4. Accessing the Service

Worthamence takes reasonable steps to maintain access to the Service, but does not guarantee uninterrupted availability. The Service may be suspended, interrupted or changed, in whole or in part, including for maintenance, updates or events beyond our reasonable control, and Worthamence will not be liable for any resulting loss or disruption.

5. User account

If an account is required, you agree to provide accurate, current information and keep your login details confidential. Any activity conducted through an account will be taken to have been carried out by the account holder. Worthamence may suspend or terminate an account if these Terms are breached.

6. Permitted use

You agree to use the Service in compliance with applicable laws and these Terms. In particular, you must not:

• reproduce, copy or distribute any content without prior authorisation;
• attempt to gain unauthorised access to Worthamence's systems or data;
• use the Service for fraudulent or misleading purposes, or in any way that breaches applicable laws or regulations;
• interfere with, or attempt to interfere with, the normal operation of the Service.

7. Intellectual property

All elements that form part of the Service, including text, graphics, logos, structures and databases, are protected by applicable intellectual property laws and remain the exclusive property of Worthamence or its licensors. Users are not granted any licence or right to use these elements, except for the limited right to access and view them as strictly necessary for normal use of the Service.

8. Not financial advice

The content, analysis and data available through the Service are provided for general information only and do not constitute financial advice, a solicitation, or an offer to buy or sell financial products. Any decision made in reliance on this information is the user’s sole responsibility. Users should consider seeking advice from a suitably qualified professional before making any binding decision.

9. Limits on liability

To the maximum extent permitted by law, Worthamence is not liable for any direct or indirect loss or damage, including loss of data, financial loss or other harm, arising from the use of, or inability to use, the Service, including where information is inaccurate, incomplete or unavailable.

10. Third-party website links

The Service may include links to third-party websites or resources. Worthamence does not control those sites and is not responsible for their content, availability or any outcomes arising from their use.

11. Termination

If these Terms are breached, Worthamence may suspend or end access to the Service without notice or compensation. Users may stop using the Service at any time.

12. Applicable law and jurisdiction

[To be completed: specify the governing law and relevant jurisdiction based on Worthamence's place of registration and applicable legal obligations.]

13. Contact

If you have any questions about these Terms, please use the contact details provided on the Worthamence website.